The Identity Theft and Assumption Deterrence Act - 1823 Words

Internet identity theft is a serious danger in our world today, victims of this crime have had their lives ruined and in some cases have ended up in jail because of crimes committed by an identity thief. Internet identity theft is â€Å"the criminal act of fraudulently obtaining the personal information belonging to another individual within the realm of a computer or electronic setting.†(1) Throughout the past several years there have been several laws passed to combat and keep up with this ever evolving crime, those laws include The Identity Theft and Assumption Deterrence Act, The Identity Theft Penalty Enhancement Act, and The Identity Theft Enforcement and Restitution Act of 2008. In addition to these, several states have pending legislation out there to either pass new state laws or revise current ones. In this paper, theses laws and the pending legislation in some of those states will be discussed in detail. Before 1998, identity theft crimes were charged under statutes that dated back to the 19th century. These were called false personation statutes. False personation can be defined as assuming the identity of someone else in order to personally benefit or to keep from paying an expense.(2) Obviously these statutes were very outdated and needed to address more current threats of identity theft that were not around when they were written. In 1998, Congress passed the Identity Theft and Assumption Deterrence Act, this law featured four major details; identity theft became aShow MoreRelatedIdenity Theft Essay1430 Words   |  6 Pagesestimated 11.7 million Americans were victims of identity theft in 2010 (U.S. Dept. of Justice). Identity theft is defined as a crime where someone illegally acquires and utilizes another person’s vital information to deceive for personal gain. That same year, the Federal Trade Commission reported that identity theft crimes cost businesses and individu als an estimated $53 billion (Federal Trade Commission). Most Americans are familiar with identity theft but aren’t well-informed about the influence itRead MoreIdentity Theift Essay1672 Words   |  7 PagesIdentity theft is a term used to refer to all types of crime in which someone wrongfully obtains and uses another persons personal data in some way that involves fraud or deception, typically for economic gain. Unlike your fingerprints, which are unique to you and cannot be given to someone else for their use, your personal data  ¬ especially your Social Security number, your bank account or credit card number, your telephone calling card number, and other valuable identifying data  ¬ can be usedRead MoreIdentity Theft Paper903 Words   |  4 PagesIdentity Theft and Cards There is many of the America nation that says their identity can’t get stolen, but it can. There is even ways for your identity to be stolen with your credit cards now. Anyone can be the next victim of identity theft. That is why in this research I will tell you how you get identity theft and how to prevent identity theft, because most Americans never know it is happening. Americans need to allow themselves to come to know the cautions of identity theft. There areRead MoreTft2 Task 41387 Words   |  6 Pagesprotection on these PCs. The key-logging virus originated from a phishing email impersonating VL Bank and asking the customer to load the latest security software to protect from identity theft. The customers reported the fund transfer immediately (within 48 hours) and they are protected under the Electronic Fund Transfer Act (EFTA). This states that as long as the fraudulent wire transfer is reporting in a timely manner that the customer will not be held responsible for the amount. Depending on theRead MoreIdenitty Theft1102 Words   |  5 PagesEver wonder how that can be? Well you might have been a victim of identity theft. What is identity theft you ask? It is a form of fraud or cheating of another persons identity in which someone pretends to be someone else by assuming that persons identity, typically in order to access resources or obtain credit and other benefits in that persons name. According to the national association of the attorneys general, â€Å"Identity theft is one of the fastest growing crimes in the nation with an estimatedRead MoreThe Social Problem Of Crime978 Words   |  4 PagesThis information analysis focuses on the social problem computer crime, but more specifically identity theft. In this paper, I analyzed six different articles from various sources. I chose cyber crime as my topic because I have an interest in computers and coding. I also like to watch documentaries and a television show on cybercrime scene investigations. Analyzing articles on this topic will help me develop further knowledge on this topic and how it is considered a social problem in our societyRead MoreThe Victim Of Identity Theft1113 Words   |  5 Pagesgain-usually financially. Identity theft is a common practice criminals use to lure and reel in potential clients through spam, social network, trojan, voice phishing, credit card, and many more. As society advance, so does the criminals; they use the power of the advanced technolo gy to trap, while staying hidden from public view. Keystroke logging and malicious virus like trojan and worms are more visible, because our society is heavily dependent on technology which makes identity theft more common. YoungerRead MoreSocial Networing Sites: Befriending Identity Theft1126 Words   |  5 Pagesdoes one think that their Facebook site is hazardous to their identity. According to the U.S. Department of Justice, an estimated 11.7 million Americans were victims of identity theft in 2010 (U.S. Dept. of Justice). Identity theft is defined as a crime where someone illegally acquires and utilizes another person’s vital information to deceive for personal gain. That same year, the Federal Trade Commission reported that identity theft crimes cost businesses and individuals an estimated $53 billionRead MoreEssay on Identity Theft895 Words   |  4 PagesIdentity Theft This paper will cover the topic of identity theft via the internet, phone and several other schemes. It will identify various ways in which your identity is stolen and ways which you can safeguard yourself from being victimized. I will also report what the Department of Justice is doing and the penalties associated with these crimes. nbsp;nbsp;nbsp;nbsp;nbsp;Identity fraud is use of a persons name, social security number or other personal identifying information. Once armedRead MorePreventing Identity Theft Essays1198 Words   |  5 Pagescomfort in the basic anonymity of the internet; however, when we think about it, that could end up being the single biggest risk to our own safety today. When we typically think of crimes committed against us, we could probably name several: mugging, theft, scams, murder, and rape. For these, things we all take as many necessary steps as we can to help lower the chances of them happening to us because they are on the forefront of our minds. However, most of us don’t take the threat of cybercrimes as

How Poverty and Poor Education Affects Life Free Essays

Getting an education is considered a blessing too many, in America many of us believe that everybody should get equality when it comes down to education, but is that really the case? I believe that education is something that many of us take advantage of, especially when you are a kid and you think your education is free and you dread waking up early in the morning for school. Though, when you grow older we are glad that we have received an education and we can contribute to new technology, or we have the opportunity to create a top selling novel, learn about the history of the world, or just knowing why the sky is blue. We all know, and if you don’t you should, that many of the poorer regions in the world don’t receive a proper education, but could living in a poorer region of the United States of America affect your opportunity for education? I hold this to be true. We will write a custom essay sample on How Poverty and Poor Education Affects Life or any similar topic only for you Order Now Many of us believe that we can accomplish just about anything when we set are minds to it, but does this inspirational quote fluctuate when you are poor? Poverty perpetuates poverty and the reason for this is that poverty provides the factors preventing proper education in America (Jayashanker, 2009). Public taxes are mostly funded by property taxes, so if the houses cost less, that means less funding for computers, good teachers, books, and anything else a school need in order to thrive. Also people with money can also obviously hire private tutors. When the No Child Left Behind act was passed in 2002 by George W. Bush, it awarded the schools that preformed better then other school, by awarding them with a source of supplies and materials, while schools that performed unwell, were punished by less funding to the school. I believe that the NCLB act was not reasonable, because the schools that perform better are usually the schools that are in higher income areas, I believe this act w as another reason why poorer people receive less education. Poverty also could have other negative affects on an individual such as; absence of health care, the consumption of less nutritious food, the on going influence to join a gang, or desperate attempts to make money such a robbing and selling drugs. At the same time I do realize that being rich could also have it negative affects such as a less strive to receive and education, because they may feel that they don’t need to, because everything is already given to them on a silver platter, but I believe this to be true to the ones that were spoiled. Bad influences are all around in poverty areas, or the â€Å"ghetto†, these â€Å"bad influences† will usually convince the children in the ghetto region, to do things that severely impact their education, which just adds to the ongoing cycle where the rich stay rich and the poor remain poor. I found a study on www.virtualcap.org, the found statistics that show children living in poverty areas that there 2 times as likely t o repeat a grade, 3.4 times as likely to be expelled from school, being a dropout from the age of 16-24 were 3.5 times as likely, and the chance of them from graduating from a four year college was cut in half. Poor education in children does not just affect them; it affects the rest of the nation. â€Å"Child poverty costs the U.S. about $500 billion a year, the equivalent of nearly 4 percent of the GDP (the total market value of all the goods and services our country produces)† (Baer, 2010). â€Å"Poverty puts children at an unfair disadvantage for future opportunities (Defining Poverty and Why It Matters for Children, 2005)†. I believe that children who are living in poverty areas are lacking the inspiration because of there economic conditions, so I wanted to talk about the story of Oprah Winfrey whose story inspired me to go to college and get an education, and also to strive to become financially successful. Oprah Winfrey was born to a 13 year old mother, In Kosciusko, Mississippi. While growing up she said she learned how, â€Å"to turn misery to wisdom†. She first grew up with her grandmother on a pig farm with no running water. â€Å"She then lived with her mother who moved to Milwaukee where she was sexually abused for the first time by a friend of her family and her own relative (Best Inpirational Stories, 2009)†. Oprah Winfrey, at the age of 14, gave birth to a baby boy, but unfortunately he died a week later. Her mother lost her patience with young Oprah, the result of this was the punishment of sending her to live with her dad. While living with her dad she learned discipline and learned how to use her great intelligence, from potential to kinetic use. At school she was know for her intelligent speaking and she received a scholarship at Tennessee University. She majored in broadcast communication and she scored a job as a reporter at a Nashville TV station. â€Å"Oprah left school at the age of 19 years old to become the first Afro-American woman broadcaster in Nashville (Best Inpirational Stories, 2009)†. She made various amount of mistakes at her new job, she felt exhausted all the time. The Nashville station management team didn’t like her attitude towards the camera; too, on top of that, they didn’t like her â€Å"appearance†. â€Å"They complained about her hair style, her big nose and the distance between her eyes. Tempted to glamourize her appearance, they sent her to a good salon in New York which did a disastrous remodeling that made her hair fall off (Best Inpirational Stories, 2009). She was ranked down from a TV boardcaster to a presenter of the show called â€Å"People Are Talking†, which was basically a talk show for housewives. After seven years of presenting the show â€Å"People Are Talking†, she gained the attention of a station in Chicago. They offered her to be the host of there show called â€Å"A.M. Chicago†, in basically a month she made the show â€Å"A.M. Chicago† to one of the most viewed shows in Chicago. In 1985 the â€Å"A.M. Chicago Show† was rename â€Å"The Oprah Winfrey Show†, and it began to be nationally broadcasted. Oprah said, â€Å"Failure is the way God chooses to remind you that you are on the wrong track†. Despite her troubled childhood the Oprah Winfrey show is one of most nationally viewed shows today. Oprah Winfrey is now estimated at an astonishing $2.4 billion dollars, according to Forbes Magazine. Oprah’s story was inspirational to me, and I hope for many others, to succeed in life. I believe when growing up in a ghetto region there are many roadblocks on receiving a superb education and go to a good college, but this is not impossible, nothing is considered impossible now-a-days, especially in America. It is relevant that as a country we need to break out of the cycle of poverty. Anne C. Lewis suggested that low levels of an individual’s literacy will usually result in low paying jobs. Anne C. Lewis suggests four steps in leading individuals out of the cycle of poverty. â€Å"For young children already in the system, educate their parents, especially the mothers, to the hilt. The educational level of mothers is the most important influence on the educational attainment of children (Lewis 186). Adults need to take advantage of educational programs that are sponsored by the schools. The second step is, â€Å"for welfare mothers (most of them teenagers) who must now make it in the job world, combine educational and contextual training. This means direct education for meaningful job goals. Cognitive researcher Thomas Sticht, drawing on results from the military, business, and education, argues that young people can learn basic skills best when education is embedded in job preparation (Lewis 186). It has been proven that improved literacy skills can raise their productivity levels in the workplace, while it can also increase your child’s vocabulary. The third step is to implant the idea of going to college in the child’s head as early as you can, according to a survey by Educational Longitudinal, students who have thrive to go to college in 8th grade were much more likely to graduate. The fourth and final way to break out of the ongoing cycle of poverty, according to Anne C. Lewis, is to start the development of literacy in the child as soon as they are born. Young parents from poor circumstances ought to leave the hospital as participants in support networks that will help them develop the language abilities of their babies. That support should be consistent and continuous until the school system becomes a partner with parents (Lewis). So basically what I’m trying to say is that poverty does have its severe impact on an individual’s education, but even though it may be harder for a child from the ghetto regions of Los Angeles, California to receive an equal amount of education then a person living in Beverley Hills, California. Just remember that is nothing is impossible in American, and a college education is available to almost anyone! This quote helped me with my education, and I wanted to end my conclusion with this quote, and it states, it’s not about stuffing people’s minds with knowledge. It’s something inspirational and more†¦. It’s about instilling a love for learning. It’s about educating kids from your heart. It’s about teaching others and oneself to learn from mistakes. It’s about encouraging one to have the courage to lead one’s life, and about helping others to raise to a higher level of awareness. When you choose to educate wi th a heart full of love, what you can do will reach far beyond what you can ever imagine. How to cite How Poverty and Poor Education Affects Life, Essay examples

Rose and graff Essay Example For Students

Rose and graff Essay Two professors of different backgrounds, Mike Rose of California, and Gerald Graff, of Illinois, discuss the problems college students face today in America. Though similar in slight variations, both professors view the problem in different regards and prepare solutions that solve what they feel to be the heart of this academic problem. Mike Rose, author of The Politics of Remediation, explains that â€Å"linguistic exclusion† is the barrier that prevents many new college students from excelling in the academics at any given university. Gerald Graff, on the other hand, feels that the problem comes from the lack of communication between professors, and that many of the times the students are taught the same concepts but through opposite understandings and in a bias fashion. Mike Rose met many struggling students at UCLA’s Tutorial Center, the Writing Research Project, and the school’s Summer program. He first describes the loneliness students feel upon arriving at college, and that as they try to find themselves, they all to often lose themselves because they are bombarded with ideas that are so foreign to them. He introduces his audiences to Andrea, a bright young girl out of high school who, despite hours of memorizing in her textbook, could not obtain a passing grade on her Chemistry mid-term. How is this possible if she spent so much time studding? Rose explains that she failed because in college, and in this course in particular, it is not enough for a student to know the material, but rather, to be able to apply it in a various amount of problems. Yet the problem Andrea faces is that she was never taught this in high school. Rose writes of other students he tried to help as they sat in front of him with eyes that were both sad and co nfused. From young, jocks, to a twenty-eight year old mother, and an insecure girl that was so afraid to use her own ideas, she turns to plagiarism. Rose explains this situation in great detail, â€Å"Students were coming to college with limited exposure to certain kinds of writing and reading and with conceptions and beliefs that were dissonant with those in the lower-division curriculum they encountered.† Rose places great blame on the professors who assume that these students are culturally prepared to address, and analyze, ideas and concepts that they have never even heard of before.Students, who come from different cultures and backgrounds, are not prepared (especially on their own) to give up everything that have spent the past eight-teen years believing in, in order to write the prefect college essay. Rose calls upon the professors of these new students to stop â€Å"simply† criticizing these students work, and instead, help them through analyzing their paper an d (even if by step by step guidance) explain the concept of which is being discussed. â€Å"Error marks the place where education begins.† Gerald Graff, author of Other Voices, Other Rooms, also blames the professors. However, unlike Rose, he does not mention the personal identities of the students and the struggles they experience as the try to embrace this new life style. Instead, he feels that the problem is due solely to the lack of communication between the professors, and therefore creates a much larger problem: â€Å"cognitive dissonance.† Because the professors do not consult each other, students may spend one class period learning the evils of communism, while in their very next class the professor phrases it. The students, Graff writes, therefore care more about appeasing the professor, changing their opinion depending on that certain professor’s beliefs, in order to obtain one thing, good grades. Yet, since these students care more about their grades and future careers, they lose the essence of the concepts and convictions which are being presented before them. Most of the time, the students cannot even see this. â€Å"What is learned seems so specific to a particular course that it is difficult for students to see its application beyond.† In another instance, in two separate courses the same ideas may be discussed, yet because professors use different terminology, the students do not connect that the ideas they are learning in these two separate classrooms are actually one in the same. The students, for the most part, focus on the individual professor than the greater picture of the actual course. After the final exam of a course, the students immediately try to clear their mind in order to prepare for the philosophy of the next professor, than preparing to embrace the actually philosophy which is to be discussed. This is the tragedy that Graff discuss’ in his essay. In order to clarify his vision of incorrect sch ooling, he uses the analogy of teaching a student the game of baseball, in the same approach that they are taught different concepts. â€Å"It is as if you were trying to learn the game of baseball by being shown a series of rooms in which you see each component of the game separately: pitchers going through their windups in one room; hitters swinging their bats in the next; then infielders, outfielders, umpires, fans, field announcers, ticket scalpers, broadcasters, hot dog vendors, and so on.† He goes on to explain that since the students view the concept of baseball in such a manner, one will never be able to achieve an accurate understanding of the game and how it is actually played. Mike Rose and Gerald Graff both feel that the concepts of the academics are presenting incorrectly to most college students. Rose feels that the only students who are prepared for the intense assumptions placed upon them by professors are those few students who come from elite and intense low er level schooling. However, because of society’s â€Å"economic and political† priorities, the public education can in no way prepare all students for what is expected of them in college. A student who received straight A’s in high school is not common to receive failing grades because they use the same writing methods that they used in high school. In order to create a solution to this great problem, Rose suggests that â€Å"more opportunities to develop the writing strategies that are an intimate part of academic inquiry† be provided, as well as â€Å"more opportunities to write about what they are learning and guidance in the techniques and convictions of that writing.† Gerald Graff, of course, who believes the root of the problem is due to â€Å"cognitive dissonance† and not â€Å"linguistic exclusion† has his own separate list of solutions. .u410c54b98a90f0e305fe3188606075a0 , .u410c54b98a90f0e305fe3188606075a0 .postImageUrl , .u410c54b98a90f0e305fe3188606075a0 .centered-text-area { min-height: 80px; position: relative; } .u410c54b98a90f0e305fe3188606075a0 , .u410c54b98a90f0e305fe3188606075a0:hover , .u410c54b98a90f0e305fe3188606075a0:visited , .u410c54b98a90f0e305fe3188606075a0:active { border:0!important; } .u410c54b98a90f0e305fe3188606075a0 .clearfix:after { content: ""; display: table; clear: both; } .u410c54b98a90f0e305fe3188606075a0 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u410c54b98a90f0e305fe3188606075a0:active , .u410c54b98a90f0e305fe3188606075a0:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u410c54b98a90f0e305fe3188606075a0 .centered-text-area { width: 100%; position: relative ; } .u410c54b98a90f0e305fe3188606075a0 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u410c54b98a90f0e305fe3188606075a0 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u410c54b98a90f0e305fe3188606075a0 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u410c54b98a90f0e305fe3188606075a0:hover .ctaButton { background-color: #34495E!important; } .u410c54b98a90f0e305fe3188606075a0 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u410c54b98a90f0e305fe3188606075a0 .u410c54b98a90f0e305fe3188606075a0-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u410c54b98a90f0e305fe3188606075a0:after { content: ""; display: block; clear: both; } READ: Essay Term PaperHowever they may differ in how students become lost in academic language, they both see a vivid problem in the present college system. Both professors see that these young college are having a very hard time understanding many ideas presented before them, and both writers are similar in that they feel the change most come from the present academic system, rather than the students themselves.